Savings & Bundles
Multi-Policy Discounts
Bundle two or more insurance policies with VKOVR and save 10–25% annually. Here is how multi-policy discounts work and which combinations deliver the most savings.
Bundle Combinations That Save
Most clients qualify for at least one of these combinations.
The most popular bundle. Combining auto and homeowners insurance with the same carrier consistently delivers the largest single multi-policy discount available.
Renters are often surprised how much they can save by bundling their auto and renters policies. Renters insurance itself is extremely affordable — bundling makes it even more so.
Bundling auto and life insurance with select carriers offers premium reductions on both policies, in addition to the convenience of a single advisor relationship.
An umbrella policy purchased with your homeowners insurer often qualifies for a bundle discount, and umbrella coverage provides an additional $1M+ of liability protection for very low annual cost.
Triple-line bundles with carriers that offer all three product types deliver the deepest combined discounts available to individual clients.
Small businesses that bundle general liability or BOP with commercial auto through the same insurer typically receive meaningful multi-policy discounts on both.
How VKOVR Finds Your Best Bundle
Tell us what you have
Share your current policies — auto, home, life, business. We identify which combination of carriers can bundle them for maximum savings.
We compare across carriers
Not every carrier offers all product lines. VKOVR identifies carriers where your specific combination of policies qualifies for the best multi-policy pricing.
You keep one relationship
Single advisor, single point of contact, potentially one bill. And you save on both (or all three) policies every year.
More Than Just Savings
Multi-Policy Discount FAQs
Find Out How Much You Can Bundle and Save
Get a free multi-policy quote and let a VKOVR advisor identify every discount you qualify for.