Roadside Assistance: Help When You Need It Most

Towing, lockouts, flat tires, dead batteries, fuel delivery — 24/7 coverage wherever you are. Add roadside assistance to your auto policy for less than the cost of a single service call.

24/7 coverage nationwide • No claim impact • Less than $15/year

Tow truck driver assisting a stranded vehicle on the highway

24/7 Roadside Help

Tow · Jump · Lockout · Fuel

Nationwide coverageActive

Part of ourauto insurance coverage options

What Does Roadside Assistance Cover?

A complete auto policy combines several coverage types. Mix and match based on your state requirements, budget, and how you use your vehicle.

Towing Service

Tows your vehicle to the nearest qualified repair shop if it cannot be driven. Towing distance limits vary by policy — typically 15–100 miles.

Lockout Service

Sends a locksmith or technician to unlock your vehicle if you lock your keys inside — available 24/7 nationwide.

Flat Tire Change

A technician comes to your location and mounts your spare tire. If no spare is available, your vehicle is towed to the nearest tire shop.

Dead Battery Jump Start

Jump-starts your vehicle's dead battery on-site. If a jump start does not work, your vehicle is towed to a service center.

Emergency Fuel Delivery

Delivers a small amount of fuel to your location if you run out of gas. You pay only for the fuel, not the service call.

Winching / Vehicle Extraction

Gets your vehicle unstuck from mud, sand, or a ditch within a short distance of a public road.

Insurance Roadside vs. Standalone Plans

Insurance Roadside vs. AAA

AAA membership costs $60–$170/year. Adding roadside assistance to your auto policy typically costs $5–$15/year per vehicle — often providing comparable service at a fraction of the cost.

One Call for Everything

When you add roadside to your auto policy, one call handles service dispatch and coverage verification. No separate membership cards or apps required.

No Claims Impact

Roadside assistance calls are generally not counted as claims and do not affect your insurance premium — use it without hesitation when you need it.

Bundled with Your Auto Policy

Adding roadside assistance at policy inception costs less than adding it mid-term or purchasing a standalone plan. VKOVR includes it with every auto quote.

Roadside Assistance: Maximum Value, Minimal Cost

One of the most cost-effective add-ons in auto insurance. Here is why it belongs on every policy.

Less Than AAA

Roadside through your auto policy typically costs under $15/year per vehicle vs. $60–$170 for an AAA membership — similar service at a much lower cost.

Bundled Discount Available

Adding roadside assistance when bundling your auto with home insurance can be included at no additional cost from select carriers.

Multi-Vehicle Savings

Adding roadside assistance to multiple vehicles on the same policy costs less per vehicle than separate coverage for each.

No Claim Surcharge

Using roadside assistance does not trigger a surcharge or rate increase at renewal — you pay the same annual fee regardless of how many times you use it.

Adding Roadside Assistance Is Simple

1

Add Roadside to Your Quote

When you request an auto insurance quote, tell us you want roadside assistance included. It takes seconds to add.

2

Choose Your Coverage Level

Standard roadside covers the basics; enhanced plans may offer longer towing distances, trip interruption coverage, or additional services.

3

Activate Coverage

Once your policy is active, your roadside assistance is live. Save your insurer's roadside number in your phone so you are ready.

4

Call When You Need Help

Break down anywhere in the country — call your roadside number and a technician is dispatched to your location.

More Auto Insurance Coverage Options

Roadside assistance is a valuable add-on — explore the full range of auto insurance coverage types.

Roadside Assistance FAQ

Standard roadside assistance coverage includes towing (to the nearest repair facility up to a mileage limit), lockout service, flat tire change, battery jump-start, emergency fuel delivery, and winching/extraction. Coverage limits vary by carrier and plan level.

Never Get Stranded Without Help

24/7 roadside assistance for less than $15 per year. Add it to your auto policy today.